UNDERSTANDING CYCLONE RISK
The most critical step in preparing for a hurricane is to understand the risk one faces in terms of property damage and threat of personal injury. As noted in the section on Understanding Hurricane Hazards and Impacts, the key hazards from hurricanes come from wind and flooding, caused either by storm surge or intense rainfall. Important questions to ask about one’s home include: Is a home at risk of flooding due to storm surge or intense rainfall? Is the home in an evacuation zone? If so, to where should homeowners evacuate (most people only need to evacuate a few miles from the coast to avoid the dangers of storm surge)? Does a home have proper insurance coverage for both wind and flood losses? Taking time to answer these critical questions before hurricane season is essential.